impian hatiku

Wanna get rich quick? If you want a high return, you'll have to accept a high degree of risk. Maybe you're in the lucky position of making a little more money than you need to live on. Or maybe you've just received some cash you're not planning to spend for a long time, allowing you to stomach the ups and downs of, say, a tech investment. In either case, putting a portion of your resources into a high-risk investment may make sense. Just make sure you're ready for the downside as well as the upside. If you want to take on risk, we have seven strategies for you to consider: 1) Concentrate. Diversification is great because it reduces risk. But at some point, you might want to build on your nicely diversified core with a big chunk of risk concentrated in one sector. "If you're looking to do better than the average return, the only way is to reduce your diversification," says Jordan Kimmel, author of Magnet Investing and president of Magnet Investment Group in Randolph, N.J. Concentration will increase your risk, and Kimmel says that's good, in the right circumstances. "You have to be willing to accept short-term volatility as the prerequisite for making money," he says. "The investments that have the smallest volatility also have the smallest end returns." 2) Leverage up. One quick way to increase your risk and your potential return (as well as your downside) is to borrow money for your investment, usually through a margin account at a brokerage firm. Tim Phillips of Phillips & Co., a wealth-management firm in Portland, Ore., suggests that moderate leverage is a way for clients to enhance their returns. But they need to be careful. It's true that leverage can generate a return on money you don't have, but it generates an outsized risk as well. Pay attention now, get-rich-quick fans: Users of margin loans need to be keenly aware that a drop in the value of an investment can result in a margin call, requiring additional capital. Investors who can't pay can be wiped out. 3) Hunt for bargains. As Chicago Cubs fans know, loving the underdog can be painful, but sometimes it pays off big. (Maybe this year? Nah.) That's why Phillips recommends that investors consider distressed securities, such as bonds issued by companies near bankruptcy or, right now, stocks in banks that have heavy real-estate exposure. "We try to find counterintuitive opportunities that take advantage of extreme emotional responses," he says. This is risky because sometimes an investment is cheap for a reason. But if the low price is a function of feelings instead of fundamentals, the payoff can be huge. 4) Be above brands. Many investors feel safest with something they know. But just because you have never heard of something doesn't make it a bad investment. Kimmel recommends that investors screen for companies that are growing revenues by 20% or more each year while increasing profit margins by 5% or more. Only a handful of companies will fit these criteria at any one time, he says, and they probably won't come up in cocktail party chatter. "You've got to be willing to own companies that are less known," Kimmel says. The underlying profitability gives you more cushion than any brand name ever could. Are you looking to make conversation or money? 5) Explore emerging markets. It's a big world out there, and much of it is growing faster than the United States. "All the demographics point to opportunities in six countries: Brazil, Russia, India, China, Mexico and South Korea," says Pran Tiku, the president of Peak Financial Management in Waltham, Mass. There will be risk in all these markets as their citizens feel their way into modern economies, but Tiku says it's worth it. "If investors are focused on long-term growth for their portfolios, they must invest in developing markets," he says. He recommends that investors use exchange-traded funds or buy stock in the largest companies in each market, usually available as American Depositary Receipts traded on the New York Stock Exchange. 6) Consider commodities. In a world economy that is growing rapidly, demand for commodities -- such as oil, cotton and corn -- is bound to grow. As demand grows, prices of commodities are likely to rise. Individual investors can get exposure to growing global demand for commodities through commodity-based exchange-traded funds. "India and China are going to be consuming nations," Tiku says. He speaks of massive infrastructure projects in developing countries and the spread of affluence among peoples long mired in poverty. "It all points to huge growth," he says. All of this relates to long-term trends. Commodities prices can be volatile in the short term because of unpredictable weather patterns, swings in growth projections and emotional trading on futures exchanges. Investors in long-term trends need to be patient enough to ride out the bumps along the way. 7) Do your research. The more risk you want to take, the more work you'll have to do. When you do good research, you'll find more opportunities to add risk -- and return -- to your portfolio. The advice of steel tycoon Andrew Carnegie was that it's OK to put all your eggs in one basket, as long as you watch the basket pretty carefully. Watching the basket can be great fun, if you're into it. And if you're not? Phillips suggests those folks find money managers who can do the research and choose the investments for them. One other point: If your portfolio doesn't already have such risky assets as distressed securities, emerging markets or commodities, adding these to your portfolio in a balanced way can actually reduce your risk while increasing your return, thanks to the magic of diversification. Here's an example. Say most of your money is in U.S. Treasury bonds, a very conservative investment. The only real risk there is the possibility that inflation or a drop in the value of the dollar (events that might occur in tandem) will undermine the value of the cash stream from the bonds. Now say you take 15% of that money and buy stock in a handful of high-growth companies in Europe and Asia. Has your total risk gone up or down? Most investment professionals would say it has gone down, while your likely return has gone up.

Yesterday i watch wanted movie at cinema. So, this is my comment on this story "Wanted" devilishly ups the ante to a new level in adapting violent graphic comics to the big screen. By confidently grafting nastily creative, high-tech new ways to kill people onto traditional dramatic themes involving professional assassins and family revenge, Kazakhstan-born Timur Bekmambetov assures himself the distinction of becoming the first modern director to emerge from Russia to carve a high profile in Hollywood. Relentless, in-your-face action and a classy cast led by a beefed-up James McAvoy and a heavily tattooed Angelina Jolie combine to promise powerful box-office prospects worldwide for Universal. As the man responsible for the two highest-grossing films in Russian history, "Night Watch" and its sequel "Day Watch," Bekmambetov, a director with muscular visual skills akin to those of top commercials directors, was a good bet to supply the desired edge and a distinctive flavor to this type of genre fare. Often fruitfully and sometimes gratuitously, he gooses every shot with some extra jolt or manipulation, be it an abrupt change in camera speed, skip-framing, odd pulsation or just good, old-fashioned rack focus. He can even use the leading character's accelerated metabolism as a plausible excuse to create a visual correlative in the film's often breathless rhythms. Like it or not, "Wanted" pretty much slams you to the back of your chair from the outset and scarcely lets up for the duration. The opening action sequence provides a pretty good indication of what's in store in this adaptation of the popular cult comics created by Mark Millar and J.G. Jones: After deftly avoiding assassination in his office in a Chicago skyscraper, the formidable-looking Mr. X (David O'Hara) leaps through glass and across the void to the roof of the building across the way, only to finally lose a gun battle fought with bullets that follow curved trajectories when fired by shooters who know what they're doing. The next day, put-upon account manager Wesley Gibson (McAvoy) is abruptly informed by a mysterious woman (Jolie) standing in a supermarket line that his father, one of the all-time great assassins, died yesterday. Suddenly, this woman, whose name aptly happens to be Fox, is in a firefight with Cross (Thomas Kretschmann), the man who killed dear old dad -- a duel that continues in insanely speeding vehicles on the Chicago streets. That's two hyperventilated action sequences in the first 25 minutes. Fox takes Wesley to the fortresslike headquarters of the Fraternity, where a nattily attired Morgan Freeman, as the organization's boss, Sloan, explains how the 1,000-year-old institution takes it upon itself to eliminate people who are fated to die for reasons dictated by hidden patterns in textiles woven at the factory. Learning that this is as good a reason as any to bump off people he doesn't know, Wesley undergoes training -- repeatedly getting the living crap beaten out of him by menacing guys with names like the Repairman, the Butcher and the Exterminator -- in brutally sadistic interludes designed to make the wimpy loser tough enough to take on the rogue former Fraternity brother Cross. Once he's graduated by perfecting the art of the bending bullet, Wesley achieves his rite of passage to ultimate manhood -- defined as being able to kill without hesitation or remorse. Wesley's transformation, from onetime pushover to indestructible powerhouse, is not unlike that of any number of Marvel heroes, although the context and implications here are much darker than in the worlds of Spider-Man and his brethren. Desperate to go toe-to-toe with Cross, Wesley heads to Europe and the birthplace of the Fraternity, where, under duress, its monkish leader (Terence Stamp) arranges a rendezvous aboard a train. This spectacularly outlandish action sequence, which parallels multiple earlier scenes of Wesley and Fox training on top of Chicago's El, would seem designed to cap things off. But as concocted by writers Michael Brandt and Derek Haas (who collaborated on "3:10 to Yuma" and "2 Fast 2 Furious") and Chris Morgan ("The Fast and the Furious: Tokyo Drift"), there are multiple betrayals, avenged misdeeds and literal mind-blowing still to come in a film that never lets up. The diminutive McAvoy might have seemed an unexpected choice for this sort of kick-ass role, but the always inventive thespian proves he's got a bit of Russell Crowe in him as he brandishes an impressive amount of muscle, grit and anger. He may be one of those rare actors who can do just about anything. Fox is a perfect role for Jolie, a sort of fancified extension of her Mrs. Smith that allows her to be a tough babe and also gently send up the caricature. While intoning the dialogue with his usual elan, Freeman gets to be nastier than usual as the big boss in charge of all the secrets. Most of the supporting actors register strongly on the basis of being memorable physical types. Bekmambetov's Russian films showed he knows how to achieve the visceral effects he wants, and the vastly greater means at his disposal here provide him with the tools to supercharge his work; he will have his pick of projects now. He and his highly professional team of cinematographer Mitchell Amundsen, production designer John Myhre, editor David Brenner and myriad hands in the effects, makeup, stunt, location and other departments manage a consistent blend of live-action with computer effects, and Prague studio work with Chicago and New York street shooting. As if the picture needed it, Danny Elfman's score provides additional propulsion. Form 5 star, i give it 5 star...

A new analysis of HIV diagnoses among men who have sex with men points to a troubling increase in new cases among young men, U.S. health officials reported Thursday. Public health experts use the term "men who have sex with men," or MSM, because many of these men are not strictly homosexual or even bisexual. Between 2001 and 2006, male-to-male sex was the largest HIV transmission category in the U.S., and the only one associated with an increasing number of HIV/AIDS diagnoses, according to a report from Centers for Disease Control and Prevention. The jump was highest — an increase of 12.4 percent — among boys and men between the ages of 13 and 24 years who had sex with other males, particularly among ethnic minorities. "To reduce transmission of HIV among MSM of all races/ethnicities, prevention strategies should be strengthened, improved, and implemented more broadly," CDC health officials wrote in their Morbidity and Mortality Weekly Report. Testing is important, they add, because "after persons become aware that they are HIV positive, most reduce their high-risk sexual behavior." The report describes trends in diagnoses of HIV/AIDS in 33 states that have confidential, name-based HIV case reporting. Of 214,379 diagnoses during the study period, 46 percent were among MSM. The rate of new diagnoses declined in all other transmission categories — injection drug use, high-risk heterAmong all MSM, the estimated annual percentage change was 1.5 percent, the great majority of which involved the 13 to 24 year age group. Among racial/ethnic groups, the annual increase in the number of diagnoses among MSM was highest among Asian/Pacific Islanders at 12.1 percent, followed by a 3.6 percent rate among American Indians/Alaska Natives; however, these two groups accounted for fewer than 1 percent of all diagnoses made during the study period. The annual increase was 1.9 percent among both African Americans and Hispanics, and 0.7 percent among Caucasians. In MSM younger than age 25, African Americans bore the greatest burden with 7,658 new diagnoses (annual rate of change of 15 percent), followed by 3,221 new cases among Caucasians (9 percent annual increase) and 2,422 new cases among Hispanics (8 percent). June 27 is National HIV Testing Day. To address the disproportionately high rate of HIV infection among blacks, the CDC has increased the number of testing sites in 23 geographic areas with the largest number of HIV cases. A list of testing sites is available at www.hivtest.org.osexual contact, and other routes of transmission.

The palatial 12th-century Hindu temple, shrouded in the jungles of Cambodia, has played host to a thriving community of cyanobacteria ever since unsightly lichens were cleaned off its walls nearly 20 years ago. The microbes have not been good guests. These bacteria (Gloeocapsa) not only stain the stone black, they also increase the water absorbed by the shale in morning monsoon rains and the heat absorbed when the sun comes out. The result, says Thomas Warscheid, a geomicrobiologist based in Germany, is a daily expansion and contraction cycle that cracks the temple’s facade and its internal structure. Dr. Warscheid, who has studied Angkor Wat for more than a decade, said in an interview that these pendulum swings had broken away parts of celestial dancer sculptures on the temple walls. “It is getting worse — up to 60 or 70 percent of the temple is black,” he added. Once chalked up to weathering, the damage at Angkor Wat is now seen as the result of a much more complex dynamic: the interaction of micro-organisms with the chemical and physical properties of the temple. In various places around the globe, from Easter Island to the Acropolis, microscopic organisms are accelerating the deterioration of monuments and historic landmarks. Scientists and conservators have only recently begun to understand the role that common bacteria and fungi play in destroying cultural sites and how — if at all — they can be stopped. This growing recognition is inspiring new techniques to combat microbial damage. “Our heritage is disappearing,” said Ralph Mitchell, a biology professor at Harvard. “Whether it’s Angkor Wat or the Mayan sites in Mexico or the Native American archaeological sites in the West of this country, they are all under threat. And the question is, can we preserve them?” From bacteria that feed on hydrocarbons to endolithic fungi that eke out an existence within porous rock, monument-damaging microbes thrive because they survive in environments inhospitable to other flora and fauna. “One of the recent discoveries that is of concern is that increased air pollution can sometimes increase biodeterioration,” said Eric Doehne, a scientist at the Getty Conservation Institute. Some bacteria feed on chemicals found in pollutants, excreting an acid that eats away at stone, metal and paint. Microbes pose a serious risk to the monuments at the Acropolis in Athens, including the golden-proportioned Parthenon and the Temple of Athena Nike, said Sophia Papida, conservator for the Acropolis Restoration Service. Bacteria penetrate the veins of the marble, attract water and expand, cracking the monuments’ faces and pillars, Ms. Papida said. Lichens burrow circular holes in the marble, a phenomenon known as honeycomb weathering, and exfoliate sculptural friezes that tell the stories of gods and goddesses. Microbes also thwart painstaking efforts to restore the monuments. Acropolis stones can crumble into thousands of pieces, leaving a near-inscrutable jigsaw puzzle. “Our work is attacked by micro-organisms and we have to go back, remove the micro-organisms and put it back together,” Ms. Papida said. “The bacteria which are there, they are having a good time, actually.” For decades, researchers struggled to grow laboratory cultures of bacteria that thrive on monuments. Today, genetic techniques allow scientists to better identify micro-organisms, but that does not always mean they can reverse the damage. “We can use DNA analysis to identify who’s there, but it doesn’t mean that they cause the problem,” said Robert Koestler, director of the Museum Conservation Institute at the Smithsonian. Some efforts to preserve monuments become the very cause of the problem. Biodegradable polymers used to consolidate the stones of Mayan ruins in Mexico, for example, created conditions ripe for damaging microbes . An added complication is that the organisms sometimes protect monuments, such as the volcanic rock formations known as the Cappadocian “fairy chimneys” of southeastern Turkey. Just as lichens once kept Angkor Wat from absorbing too much water and heat, scientists discovered that lichens on the chimneys prevented them from taking in too much water, keeping them intact longer. “It’s not always a bad-news story,” Dr. Doehne said. He is optimistic about scientists’ ability to manage microbial attacks. “We are seeing a burst of knowledge coming to the fore, really in the last 20 years.” At Angkor Wat, Dr. Warscheid developed a biocide called “mélange d’Angkor” that will be used to whiten parts of the temple. The chemical solution changes the ability of the cyanobacteria to produce their black-staining byproduct. There is no point, he says, in applying the biocide to the whole temple. After 10 years, the bacteria will adapt to it. “In certain places,” he said, “where there are carved stone scriptures, you can provide the manpower to do this cleaning on a regular basis.” At the Acropolis, University of Athens researchers are working with Ms. Papida to test a biocide, a quaternary ammonium compound that she hopes will get the restoration back on track. Fighting off microbes is a matter of “vigilant and routine maintenance,” said Mark Weber of the World Monuments Fund. People often deal with “stone-eating organisms,” as if they are singular events, he added, rather than as adaptive beings. Another emerging solution is to starve the microbes. Conservators did this to kill off cotton-candylike fungi on flooded African artifacts housed in a university building in New Orleans when Hurricane Katrina hit, Dr. Koestler said. The fungi thrive on oxygen; they created an anoxic environment by flushing the objects with argon. The method is easier, of course, indoors. Outdoors, combating microbes can mean cutting off their water source. “You want to catch it early — just like you diagnose a disease,” said Dr. Mitchell of Harvard. Once a biofilm, a community of bacteria like the slimy coating that forms on your teeth, develops, any effort may be futile. In Dr. Warscheid’s view, protecting monuments, while important, is delaying the inevitable. “We have to accept that at some moment they will disappear,” he said. “But we know a lot about how to conserve them for the next 20, 30 years.”

this weblogs is create by KHAIRUL ANWAR BIN ABU MANSOR from Malaysia. Live in the moderate family in Kuala Lumpur. I will bring you new dimension of thinking by your self. I know, most of you especially Malaysia not use his thinking, not use the true fact when do a decission. All the disicssion come from logic. Any fact, whether they, no or not. They, will accept it. Ah... that was poor my friends. You must know something call fact.I not a politican. Just a studet from Universiti Teknologi MARA Malaysia course Diploma Microbiology. Always, thinking about bacteria.This web blog, just not in English only, sometimes in Bahasa as well. It just not my thinking, from the book a read. It also contain a opinion from others blog, news, fact in science, fact about religion, and news.I bring this weblogs for you to comment from the opinion box.